FINANCE & FEE-HELP
At Morling we understand that the cost of education includes more than tuition fees. Your costs may also include rent, meals and the expenses of living whilst you learn. We believe your time at Morling is best used to prepare for your future instead of managing a complex set of financial requirements.
Students attending Morling have a number of finance options available to make the costs manageable and the process easy.
Government assistance is available in the form of FEE-HELP and Centrelink depending on your situation and course of study. In special cases, Morling offers payment options to students who are unable to pay tuition up front.
COVID-19 FEE HELP
The Australian Government has extended the FEE-HELP loan fee exemption until 31 December 2021 to continue to encourage local students to study for the remainder for 2021.
This means that undergraduate students accessing a FEE-HELP loan will not be charged the FEE-HELP loan fee for census dates in 2021. For more information and the terms and conditions, please see the study assist government website.
*Loan fee does not apply to postgraduate students accessing FEE-HELP.
The Federal Government offers the FEE-HELP government loan scheme to assist Australians to fund their education, by paying an eligible student's tuition fees. Eligible students (Australian citizens and residents who hold a permanent humanitarian visa) attending Morling are able to access a FEE-Help loan of up to $108.232 (current lifetime limit in 2021) for the course they are undertaking. This loan is then repaid through the taxation system once the student's taxable income is above a certain threshold. This income threshold is currently $46,620 per annum for the 2020-21 income year, and $47,014 per annum for the 2021-22 income year.
The Government currently charges a 25% loan fee on FEE-HELP for Undergraduate courses; however, there is no loan fee for units of study in Graduate or Postgraduate courses. The FEE-HELP loan fee will also be reduced from 25% to 20% from 1 January 2022. The reduction of the loan fee will reduce the total debt of students accessing FEE-HELP.
FEE-HELP is available for all units taken for credit towards an award at Morling (except for Plunge and the Certificate of Theology) and eligible students should complete a Request for FEE-HELP form via eCAF for each new course of study and indicate payment using FEE-HELP on each enrolment form. A link to the eCAF website will be emailed in the Confirmation of Enrolment email.
For more information visit Study Assist.
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Please note that the tuition fees listed for Faculty of Theology units taken for credit towards an Award of the Australian College of Theology (ACT) are subsidised by Morling College.
Fees are subject to annual review and may increase annually, with the new fees effective from the start of each calendar year.
Morling College is an affiliated college of the Australian College of Theology (ACT) for Faculty of Theology Units. The recommended tuition fees are set by the ACT on an annual basis. More information about tuition fees is available at http://www.actheology.edu.au/tuition-fees.
Fee information for Higher Degrees by Research through the University of Divinity can be found on the UDiv website.
Full-time domestic students at Morling may qualify for Youth Allowance, Austudy, or Abstudy student payments offered through Centrelink.
Centrelink funding is presently available for Morling’s awards in Counselling and Australian College of Theology awards, including undergraduate diplomas and advanced diplomas, undergraduate degrees, graduate certificates, graduate diplomas, the Master of Divinity, the Master of Ministry, the Master of Arts (Theology) and the Master of Arts (Ministry). This includes the combined undergraduate diplomas, combined undergraduate advanced diplomas, and combined undergraduate degree.
Internal and Audit studies at Morling do not qualify for Centrelink funding. And payments are not available to International Students.
Prospective students are encouraged to review their options and eligibility by visiting the Centrelink website for more information.